Iowa

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Norwalk, Iowa CD Rates – 18-Month

You are viewing rates from banks across Norwalk





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Norwalk, Iowa . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Norwalk, IA - July 31, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.27% → 5.22% → 5.17% → 5.11% → 5.06%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.80%

$10,000

14.49

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0.80%

$100,000

13.13

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0.75%

$10,000

10.51

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0.70%

$10,000

13.13

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0.70%

$10,000

9.03

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0.65%

$10,000

16.27

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0.60%

$1,000

9.68

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0.50%

$10,000

19.03

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0.50%

$100,000

12.97

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0.50%

$100,000

15.42

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0.45%

$100,000

20.03

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0.45%

$10,000

19.92

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0.45%

$100,000

11.60

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0.45%

$10,000

19.94

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0.40%

$100,000

8.20

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0.40%

$10,000

20.03

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0.35%

$250

8.25

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0.35%

$10,000

15.42

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0.34%

$1,000

9.70

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0.32%

$500

10.42

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0.30%

$10,000

12.97

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0.30%

$10,000

8.20

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

8.19

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0.20%

$10,000

11.60

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0.20%

$1,000

9.70

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Norwalk, IA - July 31, 2025


Branch Street City State
Luana Savings Bank
Luana Savings Bank Branch
16390 Holcomb Ct. Clive IA
Midwest Heritage Bank, FSB
74th Street Branch
1725 74th Street West Des Moines IA
Luana Savings Bank
Luana Savings Bank Branch
16390 Holcomb Ct. Clive IA
Wells Fargo Bank, National Association
Adel Branch
100 Nile Kinnick Dr North Adel IA
Charter Bank
Waukee Branch
455 6th Street Waukee IA
Liberty National Bank
Johnston Branch
5260 Nw 86th St Johnston IA
Central Bank
Central Bank - West Des Moines Branc Branch
6601 Westown Parkway #140 West Des Moines IA
Liberty National Bank
Johnston Branch
5260 Nw 86th St Johnston IA
BANK
West Des Moines Branch
270 S 68th Street West Des Moines IA
City State Bank
Kennybrook Village Branch
200 Sw Brookside Drive Grimes IA
Peoples Savings Bank
Peoples Savings Bank Branch
400 East Iowa Avenue Indianola IA
Earlham Savings Bank
De Soto Branch
Guthrie Street De Soto IA
Peoples Bank
Adel Branch
804 Greenwood Hills Drive Adel IA
West Bank
Waukee Branch
955 East Hickman Road Waukee IA
VISIONBANK OF IOWA
Grimes Branch
925 Se Gateway Drive Grimes IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
American State Bank
South John Wayne Drive Branch
809 North John Wayne Drive Winterset IA
Iowa State Bank
Hickman Office Branch
2301 128th Street Urbandale IA
Peoples Bank
Adel Branch
804 Greenwood Hills Drive Adel IA
Farmers and Merchants State Bank
Farmers And Merchants State Bank Branch
101 West Jefferson Winterset IA
First National Bank, Ames, Iowa
First Bank Branch
5625 Mills Civic Parkway West Des Moines IA
Union State Bank
Union State Bank Branch
611 West Highway 92 Winterset IA
Great Southern Bank
Jordan Creek Office Branch
6260 Mills Civic Parkway West Des Moines IA
VISIONBANK OF IOWA
Grimes Branch
925 Se Gateway Drive Grimes IA
Two Rivers Bank & Trust
Regency Branch
4500 Westown Parkway West Des Moines IA
Bank Iowa
Bank Iowa Branch
1150 Jordan Creek Parkway West Des Moines IA
West Bank
Waukee Branch
955 East Hickman Road Waukee IA
First National Bank, Ames, Iowa
First Bank Branch
5625 Mills Civic Parkway West Des Moines IA
TruBank
Galleria Branch
6205 Mills Civic Parkway West Des Moines IA
Iowa State Bank
Hickman Office Branch
2301 128th Street Urbandale IA
Two Rivers Bank & Trust
Regency Branch
4500 Westown Parkway West Des Moines IA
U.S. Bank National Association
Des Moines Ep True Branch
225 50th Street West Des Moines IA
Regions Bank
Des Moines Urbandale Branch
2851 86th Street Urbandale IA
Bank of America, National Association
West Des Moines Branch
3400 Westown Parkway West Des Moines IA
Regions Bank
Des Moines Urbandale Branch
2851 86th Street Urbandale IA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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